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The TruthRunning an SME can be challenging

In a survey by the Malta Chamber of SMEs, the following were listed as the top concerns.

  1. Retaining labour force
  2. Regular & timely reports on financials & key KPIs
  3. Improving financial performance to survive (cashflow & profitability)
  4. Improving organisational structure
  5. Increasing technology use for better efficiency & automation
  6. Improving digital capabilities
  7. Expansion into new markets
  8. Training employees in technical & managerial skills
  9. Becoming more environmentally friendly
  10. Introducing new products/services

Structured ThoughtThe four phases of every company

1. Survival

In the survival phase, an SME focuses on overcoming initial challenges and achieving stability.

2. Sustaining

During the sustaining phase, the company maintains consistent performance and manages resources effectively.

3. Growth

The growth phase is marked by expanding operations, increasing market share, and diversifying offerings.

4. Succession

In the succession phase, leadership transition and long-term strategy planning ensure the SME's future sustainability.

Lowest Common DenominatorsEvery SME is based on four pillars

Business Model

A resilient & adaptive business model will stand the test of time and ensure a unique value proposition.


Financial health, fiscal responsibility & informed financial decisions are non-negotiable.

Key People

An effective team is essential to steer a company through challenges, achieving long-term success.


Scalable processes allow for seamless growth without compromising efficiency.

Our SolutionThe SME 4x4 Roadmap

First StepsHow will you be onboarded?

Embark on a transformative journey with us, starting with a complimentary Discovery Meeting.

This is not just a meeting; it’s the beginning of a conversation that delves into the heart of your business – its story, its aspirations, and the unique journey that brought it to where it is today.

Now, let’s delve even deeper into your business journey with Step 2: a High-Level Business Valuation.

Beyond numbers, this is about understanding the true worth of your hard work, dedication, and entrepreneurial spirit.

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